Insurance & Financial Protection

Protect What Matters, Grow What You Earn, Secure What You Dream.

At DSA Wealth Management, we help individuals and families design financial security through life insurance and wealth solutions tailored to your needs.

Insurance & Financial Protection

Pure Term Insurance

Term+ULIP Combo Plan

Child & Education Plans

Retirement & Pension

ULIPs & Wealth Plans

Health Insurance

Why Choose Us

Protects family income

Covers loans and liabilities

Builds savings & long-term wealth

Tax benefits under Sec 80C & 10(10D)

Real Stories, Real Guidance -The right Insurance Makes all the difference

What Client Say About Us

"DSA guided me step-by-step. Today, my family’s future feels secure."

 Jitendra Mendapara
    Jitendra Mendapara

    "Thanks to their retirement planning, I know my future is secured."

     Ajaysing Gohil
      Ajaysing Gohil

      "They handled my claim process like family. I felt supported at every step."

      Janak Savaliya
        Janak Savaliya

        Frequently Asked Questions

        1. What is Life Insurance?

        Life insurance is a contract between you and the insurance company.
        You pay regular premiums, and in return, your family receives a lump-sum amount (Sum Assured) if you pass away during the policy term.
        It ensures financial protection and peace of mind for your loved ones.

        Because life is uncertain.
        A life insurance policy ensures your family can continue their lifestyle, pay EMIs, manage education expenses, and stay financially secure — even in your absence.

        1. Term Insurance – Pure protection with high cover at low cost
        2.ULIP (Unit Linked Insurance Plan) – Life cover + market-linked investment
        3.Endowment Plan – Savings + guaranteed maturity benefit
        4.Money-Back Plan – Periodic payouts during the policy term
        5.Child Plan – For your child’s education and goals
        6.Retirement/Pension Plan – Builds income for your post-retirement years

        A simple rule: 10–15 times your annual income.
        Example:
        If your annual income is ₹8 lakh → ideal cover = ₹80 lakh to ₹1.2 crore.
        This ensures your family’s long-term financial safety.

        The earlier, the better.
        Buying at a young age means lower premiums, longer coverage, and better health-based benefits.

        If you stop paying premiums:
        •Term plan: Coverage stops after the grace period (30 days).
        •Savings/ULIP plan: Policy may become paid-up (with reduced benefits) or lapse depending on terms.
         
        It’s always advisable to continue paying premiums on time.

        Yes
        You can have multiple life insurance policies from the same or different insurers to increase your total coverage as your income and responsibilities grow.

        Section 80C: Premiums paid are eligible for tax deduction (up to ₹1.5 lakh per year).
        •Section 10(10D): Maturity proceeds and death benefits are tax-free (subject to conditions).

        You get 15 to 30 days (depending on policy mode) from the policy start date to review your policy.
        If you are not satisfied, you can cancel the policy and get your premium refunded (after minor deductions).

        CSR indicates how many claims an insurer has settled out of total received.
        Example: 98% CSR means 98 out of 100 claims were successfully paid.
        A high CSR (above 95%) means the insurer is reliable.